Россельхозбанк ипотека на строительство жилого дома: Ипотечное жилищное кредитование в Россельхозбанке

Ипотечное жилищное кредитование в Россельхозбанке

А

Адыгейский

Алтайский

Амурский

Архангельский

Б

Башкирский

Белгородский

Брянский

Бурятский

В

Владимирский

Волгоградский

Воронежский

Д

Дагестанский

И

Ивановский

Ингушский

Иркутский

К

Кабардино-Балкарский

Калининградский

Калужский

Камчатский

Кемеровский

Кировский

Коми

Костромской

Краснодарский

Красноярский

Курский

Л

Липецкий

М

Марийский

Мордовский

Московский ЦРМБ

Н

Нижегородский

Новгородский

Новосибирский

О

Омский

Оренбургский

Орловский

П

Пензенский

Пермский

Приморский

Псковский

Р

Ростовский

Рязанский

С

Самарский

Санкт-Петербургский

Саратовский

Сахалинский

Свердловский

Смоленский

Ставропольский

Т

Тамбовский

Татарстанский

Тверской

Томский

Тувинский

Тульский

Тюменский

У

Удмуртский

Ульяновский

Х

Хабаровский

Ц

Центр корпоративного бизнеса

Ч

Челябинский

Чеченский

Читинский

Чувашский

Я

Якутский

Ярославский

А

Адыгейский

Алтайский

Амурский

Архангельский

Б

Башкирский

Белгородский

Брянский

Бурятский

В

Владимирский

Волгоградский

Воронежский

Д

Дагестанский

И

Ивановский

Ингушский

Иркутский

К

Кабардино-Балкарский

Калининградский

Калужский

Камчатский

Кемеровский

Кировский

Коми

Костромской

Краснодарский

Красноярский

Курский

Л

Липецкий

М

Марийский

Мордовский

Московский ЦРМБ

Н

Нижегородский

Новгородский

Новосибирский

О

Омский

Оренбургский

Орловский

П

Пензенский

Пермский

Приморский

Псковский

Р

Ростовский

Рязанский

С

Самарский

Санкт-Петербургский

Саратовский

Сахалинский

Свердловский

Смоленский

Ставропольский

Т

Тамбовский

Татарстанский

Тверской

Томский

Тувинский

Тульский

Тюменский

У

Удмуртский

Ульяновский

Х

Хабаровский

Ц

Центр корпоративного бизнеса

Ч

Челябинский

Чеченский

Читинский

Чувашский

Я

Якутский

Ярославский

Представительства за рубежом:

Ипотека на покупку дома 🏠 — взять ипотеку на частный дом в Россельхозбанке

Приобретение квартиры / таунхауса с земельным участком или апартаментов на вторичном рынке.

Участники зарплатного проекта/«надежные» клиенты1

Первоначальный взнос: до 20%
  • 8,10 % до 3 млн. ₽
  • 7,90 % от 3 млн. ₽
Первоначальный взнос: свыше 20%
  • 7,85 % до 3 млн. ₽
  • 7,65 % от 3 млн. ₽
Работники бюджетных организаций2

Первоначальный взнос: до 20%

  • 8,30 % до 3 млн. ₽
  • 8,10 % от 3 млн. ₽
Первоначальный взнос: свыше 20%
  • 8,05 % до 3 млн. ₽
  • 7,85 % от 3 млн. ₽

Иные физические лица

Первоначальный взнос: до 20%
  • 8,40 % до 3 млн. ₽
  • 8,20 % от 3 млн. ₽
Первоначальный взнос: свыше 20%
  • 8,15 % до 3 млн. ₽
  • 7,95 % от 3 млн. ₽

Приобретение объекта недвижимости по договору участия в долевом строительстве.

Участники зарплатного проекта/«надежные» клиенты1

Первоначальный взнос: до 20%
  • 7,90 % до 3 млн. ₽
  • 7,75 % от 3 млн. ₽
Первоначальный взнос: свыше 20%
  • 7,65 % до 3 млн. ₽
  • 7,50 % от 3 млн. ₽
Работники бюджетных организаций2

Первоначальный взнос: до 20%

  • 8,10 % до 3 млн. ₽
  • 7,95 % от 3 млн. ₽
Первоначальный взнос: свыше 20%
  • 7,85 % до 3 млн. ₽
  • 7,70 % от 3 млн. ₽

Иные физические лица

Первоначальный взнос: до 20%
  • 8,20 % до 3 млн. ₽
  • 8,05 % от 3 млн. ₽
Первоначальный взнос: свыше 20%
  • 7,95 % до 3 млн. ₽
  • 7,80 % от 3 млн. ₽
Ипотечное жилищное кредитование в Россельхозбанке

Приобретение квартиры / таунхауса с земельным участком или апартаментов на вторичном рынке.

Участники зарплатного проекта/«надежные» клиенты1

Первоначальный взнос: до 20%
  • 8,10 % до 3 млн. ₽
  • 7,90 % от 3 млн. ₽
Первоначальный взнос: свыше 20%
  • 7,85 % до 3 млн. ₽
  • 7,65 % от 3 млн. ₽
Работники бюджетных организаций2

Первоначальный взнос: до 20%

  • 8,30 % до 3 млн. ₽
  • 8,10 % от 3 млн. ₽
Первоначальный взнос: свыше 20%
  • 8,05 % до 3 млн. ₽
  • 7,85 % от 3 млн. ₽

Иные физические лица

Первоначальный взнос: до 20%
  • 8,40 % до 3 млн. ₽
  • 8,20 % от 3 млн. ₽
Первоначальный взнос: свыше 20%
  • 8,15 % до 3 млн. ₽
  • 7,95 % от 3 млн. ₽

Приобретение объекта недвижимости по договору участия в долевом строительстве.

Участники зарплатного проекта/«надежные» клиенты1

Первоначальный взнос: до 20%
  • 7,90 % до 3 млн. ₽
  • 7,75 % от 3 млн. ₽
Первоначальный взнос: свыше 20%
  • 7,65 % до 3 млн. ₽
  • 7,50 % от 3 млн. ₽
Работники бюджетных организаций2

Первоначальный взнос: до 20%

  • 8,10 % до 3 млн. ₽
  • 7,95 % от 3 млн. ₽
Первоначальный взнос: свыше 20%
  • 7,85 % до 3 млн. ₽
  • 7,70 % от 3 млн. ₽

Иные физические лица

Первоначальный взнос: до 20%
  • 8,20 % до 3 млн. ₽
  • 8,05 % от 3 млн. ₽
Первоначальный взнос: свыше 20%
  • 7,95 % до 3 млн. ₽
  • 7,80 % от 3 млн. ₽
Ипотека молодой семье 👪 — условия на 2020 год в Россельхозбанке

Приобретение квартиры / таунхауса с земельным участком или апартаментов на вторичном рынке.

Участники зарплатного проекта/«надежные» клиенты1

Первоначальный взнос: до 20%
  • 8,10 % до 3 млн. ₽
  • 7,90 % от 3 млн. ₽
Первоначальный взнос: свыше 20%
  • 7,85 % до 3 млн. ₽
  • 7,65 % от 3 млн. ₽
Работники бюджетных организаций2

Первоначальный взнос: до 20%

  • 8,30 % до 3 млн. ₽
  • 8,10 % от 3 млн. ₽
Первоначальный взнос: свыше 20%
  • 8,05 % до 3 млн. ₽
  • 7,85 % от 3 млн. ₽

Иные физические лица

Первоначальный взнос: до 20%
  • 8,40 % до 3 млн. ₽
  • 8,20 % от 3 млн. ₽
Первоначальный взнос: свыше 20%
  • 8,15 % до 3 млн. ₽
  • 7,95 % от 3 млн. ₽

Приобретение объекта недвижимости по договору участия в долевом строительстве.

Участники зарплатного проекта/«надежные» клиенты1

Первоначальный взнос: до 20%
  • 7,90 % до 3 млн. ₽
  • 7,75 % от 3 млн. ₽
Первоначальный взнос: свыше 20%
  • 7,65 % до 3 млн. ₽
  • 7,50 % от 3 млн. ₽
Работники бюджетных организаций2

Первоначальный взнос: до 20%

  • 8,10 % до 3 млн. ₽
  • 7,95 % от 3 млн. ₽
Первоначальный взнос: свыше 20%
  • 7,85 % до 3 млн. ₽
  • 7,70 % от 3 млн. ₽

Иные физические лица

Первоначальный взнос: до 20%
  • 8,20 % до 3 млн. ₽
  • 8,05 % от 3 млн. ₽
Первоначальный взнос: свыше 20%
  • 7,95 % до 3 млн. ₽
  • 7,80 % от 3 млн. ₽
Ипотека с материнским капиталом в Россельхозбанке от 7.50% годовых с условиями на 2020 год — взять ипотеку под материнский капитал 🤰

Приобретение квартиры / таунхауса с земельным участком или апартаментов на вторичном рынке.

Участники зарплатного проекта/«надежные» клиенты1

Первоначальный взнос: до 20%
  • 8,10 % до 3 млн. ₽
  • 7,90 % от 3 млн. ₽
Первоначальный взнос: свыше 20%
  • 7,85 % до 3 млн. ₽
  • 7,65 % от 3 млн. ₽
Работники бюджетных организаций2

Первоначальный взнос: до 20%

  • 8,30 % до 3 млн. ₽
  • 8,10 % от 3 млн. ₽
Первоначальный взнос: свыше 20%
  • 8,05 % до 3 млн. ₽
  • 7,85 % от 3 млн. ₽

Иные физические лица

Первоначальный взнос: до 20%
  • 8,40 % до 3 млн. ₽
  • 8,20 % от 3 млн. ₽
Первоначальный взнос: свыше 20%
  • 8,15 % до 3 млн. ₽
  • 7,95 % от 3 млн. ₽

Приобретение объекта недвижимости по договору участия в долевом строительстве.

Участники зарплатного проекта/«надежные» клиенты1

Первоначальный взнос: до 20%
  • 7,90 % до 3 млн. ₽
  • 7,75 % от 3 млн. ₽
Первоначальный взнос: свыше 20%
  • 7,65 % до 3 млн. ₽
  • 7,50 % от 3 млн. ₽
Работники бюджетных организаций2

Первоначальный взнос: до 20%

  • 8,10 % до 3 млн. ₽
  • 7,95 % от 3 млн. ₽
Первоначальный взнос: свыше 20%
  • 7,85 % до 3 млн. ₽
  • 7,70 % от 3 млн. ₽

Иные физические лица

Первоначальный взнос: до 20%
  • 8,20 % до 3 млн. ₽
  • 8,05 % от 3 млн. ₽
Первоначальный взнос: свыше 20%
  • 7,95 % до 3 млн. ₽
  • 7,80 % от 3 млн. ₽

Партнеры по ипотечному кредитованию

А

Адыгейский

Алтайский

Амурский

Архангельский

Б

Башкирский

Белгородский

Брянский

Бурятский

В

Владимирский

Волгоградский

Воронежский

Д

Дагестанский

И

Ивановский

Ингушский

Иркутский

К

Кабардино-Балкарский

Калининградский

Калужский

Камчатский

Кемеровский

Кировский

Коми

Костромской

Краснодарский

Красноярский

Курский

Л

Липецкий

М

Марийский

Мордовский

Московский ЦРМБ

Н

Нижегородский

Новгородский

Новосибирский

О

Омский

Оренбургский

Орловский

П

Пензенский

Пермский

Приморский

Псковский

Р

Ростовский

Рязанский

С

Самарский

Санкт-Петербургский

Саратовский

Сахалинский

Свердловский

Смоленский

Ставропольский

Т

Тамбовский

Татарстанский

Тверской

Томский

Тувинский

Тульский

Тюменский

У

Удмуртский

Ульяновский

Х

Хабаровский

Ц

Центр корпоративного бизнеса

Ч

Челябинский

Чеченский

Читинский

Чувашский

Я

Якутский

Ярославский

А

Адыгейский

Алтайский

Амурский

Архангельский

Б

Башкирский

Белгородский

Брянский

Бурятский

В

Владимирский

Волгоградский

Воронежский

Д

Дагестанский

И

Ивановский

Ингушский

Иркутский

К

Кабардино-Балкарский

Калининградский

Калужский

Камчатский

Кемеровский

Кировский

Коми

Костромской

Краснодарский

Красноярский

Курский

Л

Липецкий

М

Марийский

Мордовский

Московский ЦРМБ

Н

Нижегородский

Новгородский

Новосибирский

О

Омский

Оренбургский

Орловский

П

Пензенский

Пермский

Приморский

Псковский

Р

Ростовский

Рязанский

С

Самарский

Санкт-Петербургский

Саратовский

Сахалинский

Свердловский

Смоленский

Ставропольский

Т

Тамбовский

Татарстанский

Тверской

Томский

Тувинский

Тульский

Тюменский

У

Удмуртский

Ульяновский

Х

Хабаровский

Ц

Центр корпоративного бизнеса

Ч

Челябинский

Чеченский

Читинский

Чувашский

Я

Якутский

Ярославский

90000 Mortgage for housing | VÚB banka 90001 90002 90003 90004 A wide choice of fixed-interest periods 90005 90006 90002 Choose the period over which your mortgage repayment will be unchanged. You can choose between short and long fixed-interest periods (8 — 10 years). 90008 90003 90004 Mortgage certificate 90005 90006 90002 You get it from VÚB completely for free. It serves as proof that your income is sufficient to repay the mortgage and it will help you in finding a place to buy.90008 90003 90004 VÚB loan for real estate investments 90005 90006 90002 A way to finance housing and furnishing at a discounted interest rate 90008 90003 90004 Reimbursement of costs 90005 90006 90002 We’ll reimburse your expenses for real estate valuation up to € 150 (after fulfilling the conditions). 90008 90003 90004 Mortgage without invoices 90005 90006 90002 If you are doing the construction or remodelling yourself, it is sufficient to document the purpose of the loan with photographs, an itemised budget and a statutory declaration 90008 90003 90004 Boosted savings account for a mortgage 90005 90006 90002 Get a savings account with your mortgage with a bonus interest rate boost of up to 0.80% p.a. 90008 90003 90004 Discounted insurance 90005 90006 90002 Get peace of mind for unforeseen life events. With our mortgage, you get insurance for credit, real estate or your household directly in the credit agreement. 90008 90003 90004 Tax credit for young people up to 35 years 90005 90006 90002 Get a tax credit when buying an apartment, house or a part of one, when building, completing, modifying or maintaining real estate, or even combining these purposes (after fulfilling the conditions).90008 90008 90002 You can find all interest rates related to residential mortgages in the interest rates section. 90008 90002 90008 90056 Why choose a mortgage from VÚB bank? 90057 90058 90059 90004 We understand mortgages like no one else 90005 90062 VÚB bank granted its first mortgages in Slovakia as far back as 1998. Multiple winner of the Mortgage of the Year awards from Fincentrum and TREND magazine. 90063 90059 90004 We’ll tailor a mortgage to you 90005 90062 we will provide you with expert advice, we can discuss your ideas and tailor your mortgage.We will help you through the process of arranging the mortgage. 90063 90069 90002 90008 90056 Do you need to refinance or a mortgage for anything? 90057 90058 90059 Save and replace the original mortgage with a new one with a more favourable interest rate 90063 90059 Lower your monthly repayments 90063 90059 Consolidate your multiple loans into one 90063 90069 90002 Find out more 90008 90058 90059 Get a loan for anything at a favourable interest rate secured by your real estate 90063 90059 You do not need to document how you will use the funds, whether for furnishings, purchasing a car or anything else 90063 90059 Repayment can be spread over a longer period than for consumer loans 90063 90069 90002 Find out more 90008 90002 90008 90056 How to arrange a mortgage? 90057 90002 1 90008 90003 Initial meeting 90006 90002 Arrange a meeting.During it, you get basic information about the whole process. We consult everything with you, we review your situation and, optionally, we can calculate the amount of the loan for you. 90008 90002 2 90008 90003 Submitting the application 90006 90002 You will need proof of identity, proof of income and, if necessary, a surveyor’s report. 90008 90002 3 90008 90003 Assessment 90006 90002 We will inform you about the result of the approval process. After approval, you come to sign any contractual documents.You take the contract of lien, the application for the entry of title in the cadastre and the loan agreement to the Land Registry. 90008 90002 4 90008 90003 Drawing and repayment 90006 90002 The mortgage can be drawn upon approval of the application for the entry of title in the cadastre and confirmation of the ownership deed with the seal from the Land Registry. We send the money to your account or to the account of the seller. After the presentation of the ownership deed for the registration of the lien, you start to pay it off.90008 .90000 Lot loans: everything you need to know 90001 90002 Lot loans come in many forms 90003 90004 Lot loans are mortgages for lots. Not «lots of money,» but financing for a parcel of land on which you want to build a home. There may be a number of paths open to you. And you need to pick the one that’s smoothest for your particular needs. 90005 Verify your new rate (Jul 12th, 2020) 90002 Raw land vs. lot land 90003 90004 But before we explore those paths, let’s differentiate between «raw land» and «lot land.»People define these in different ways. 90005 90010 90011 Raw land is just land. which may or may not be suitable for development 90012 90011 Lot land is intended for residential development, and likely to have at least some of the following: 90010 90011 A building permit or perhaps appropriate zoning 90012 90011 A survey report with stakes denoting the site’s boundaries 90012 90011 Access across public roads OR rights to access through a permanent easement 90012 90011 Utilities on site or nearby, such as mains water, electricity and perhaps natural gas 90012 90011 Access to a public sewer or a viable option of providing a private alternative 90012 90025 90012 90025 90004 90029 Getting a mortgage for a manufactured home 90030 90005 90004 Borrowing for a lot is typically much easier than getting a loan for raw land.Expect to make a bigger down payment (up to 50 percent) and pay a higher interest rate if you want the latter. Some lenders want to treat these as commercial loans, so be sure to familiarize yourself with how these work if you’re used only to residential mortgages. 90005 90002 Why borrowing for lot land gets complicated 90003 90004 In one classic scenario, you may find yourself needing three mortgages: 90005 90010 90011 One to buy the land 90012 90011 Another for construction 90012 90011 The third to consolidate (pay off) the first two, so you end up with a single, nice, normal home loan.That’s also called «permanent» or «take-out» financing 90012 90025 90004 Clearly, three mortgages involve a huge administrative burden and three hits from closing costs. 90005 90004 90029 Crazy mortgage programs that really exist 90030 90005 90004 But it’s possible you’ll qualify for a federal government program or one run by Fannie Mae or Freddie Mac that could streamline that borrowing. More about those below. 90005 90004 If you’re unable or unwilling to participate in those programs, you may have other choices 90005 90002 Ways to borrow without Fannie, Freddie or the government 90003 90004 You may be able to reduce your administrative burden and closing costs by using alternative borrowing sources.You’ll find this much easier if you have a good credit score, assets, savings, or equity in your existing home, and can easily afford the new loan’s payments. 90005 90060 Using home equity 90061 90004 If you’ve built up substantial equity (the amount by which your home’s current market value exceeds your mortgage balance) in your existing home, you may be able to use that to finance the purchase of your lot. 90005 90004 90029 What’s better? HELOC or home equity loan? 90030 90005 90004 Such borrowing comes in the form of a home equity loan, so you still have some closing costs.But these are typically less than on a first mortgage. You have two main choices: 90005 90004 90071 Home equity loan 90072 90005 90004 You borrow a lump sum and make equal monthly payments over the term. Interest rates are often fixed. If you intend to repay the loan from a mortgage on your new home, make sure there are no onerous early payment penalties. 90005 90004 90071 Home equity line of credit (HELOC) 90072 90005 90004 These are a bit like credit cards (though with much, much lower interest rates), in that you are given a credit limit and can borrow and repay at will up to that amount.You only pay interest on outstanding balances, and rates are often variable. 90005 90004 This might be just the flexibility you need when buying a lot and, perhaps, financing some or all of the construction. 90005 90060 A personal loan 90061 90004 Personal loans are on the rise. They are not attached to any property, but your credit history and borrower profile. You can use funds for just about any purpose, including buying raw land. 90005 90004 Loan amounts go up to $ 100,000, and approvals typically happen faster than for property loans.90005 90060 Seller financing 90061 90004 If the current owner of the lot is keen to sell, he, she or it may be willing to lend you the purchase price, usually with a down payment. It will help if you already have financing lined up to cover construction and a way to repay the seller’s loan. 90005 90004 90029 Rent-to-own homes: Move in now, buy later 90030 90005 90004 Although this will normally be a mortgage secured by the land, it will typically be subject to few rules or regulations.Sometimes, lawyers are not involved, and costs and admin can be very low. However, if you decide not to use an attorney, you need to be extremely careful about what you sign. 90005 90060 Conventional bank loan 90061 90004 You may find that a bank will be willing to lend you what you need to buy the lot. It may be willing to advance you the construction costs, too. 90005 90004 Expect to have 90005 90010 90011 Great credit history 90012 90011 Sufficient income or resources to cover loan payments until you refinance the home with a traditional mortgage 90012 90011 Credible plans and cost estimates, if you want to borrow for the construction phase 90012 90025 90002 Freddie and Fannie 90003 90004 Freddie Mac and Fannie Mae both have «construction conversion mortgages.»These allow you to wrap up your lot-purchase and construction borrowing within a single, permanent mortgage. 90005 90004 You may also be able to have a «single-closing transaction» that lets you borrow your construction costs upfront. The contractor will then receive stage payments as each phase of construction is completed and verified. 90005 90002 Federal government programs 90003 90004 Several government agencies offer programs that may be able to help you, providing you qualify for assistance: 90005 90060 FHA 203 (k) rehab mortgage 90061 90004 As the name implies, the Federal Housing Administration’s 203 (k) rehab mortgages are intended for the construction or rehabilitation (and purchase) of existing homes.90005 90004 The U.S. Department of Housing and Urban Development says, «A home that has been demolished or will be razed as part of rehabilitation is eligible, for example, provided that the existing foundation system remains in place.» 90005 90004 90029 FHA 203k Loan — Rehab Loan Benefits, And Some Downsides 90030 90005 90060 USDA loans 90061 90004 The United States Department of Agriculture and Rural Development has a program for those with modest incomes buying or building in rural and semi-rural areas.You can check your eligibility and that of the lot you want to buy on the USDA’s website. 90005 90004 Per the USDA, «Funds can be used to build, repair, renovate or relocate a home, or to purchase and prepare sites, including providing water and sewage facilities.» 90005 90004 The best thing about USDA loans is that you may be able to get one with a zero down payment. 90005 90004 90029 What is a USDA Loan? Eligibility, Rates & Downsides 90030 90005 90060 VA loans 90061 90004 If qualify, you may be able to finance your lot purchase and construction within a single loan — with no down payment.90005 90004 However, it can be difficult to find lenders and contractors who are willing to jump through the program’s hoops. So you may need to persevere to achieve your dream. 90005 90004 90029 VA Mortgage Rates & 10 Terrific Reasons To Use A VA Loan 90030 90005 90002 Perseverance is all 90003 90004 It’s not just with VA construction loans that you may need to persevere. Financing and building your own home can be challenging. Such projects are not for the fainthearted. 90005 90004 But, as with many difficult things, the rewards can be life changing.90005 90002 What are today’s mortgage rates? 90003 90004 Rates for most «one time close» mortgages are about the same as mortgage rates for traditional mortgage programs. However, administrative costs can be higher because the lender requires title companies and appraisers to verify that the construction is progressing before they release funds. 90005 90004 For the best mortgage rates, compare programs from several competing lenders before you commit. 90005 Verify your new rate (Jul 12th, 2020) .90000 Farms and land for sale in Russia 90001 90002 90003 Our company provides services for the sale of land and farms in Russia, as well as consultancy and full cycle assistance on real estate business in agricultural industry. 90004 90005 90006 90007 90003 Land for Sale in Russia 90004 90003 Searching for the land plots tailored to customer’s needs. Land plots purchase and sales transaction support. 90011 Read 90004 90011 90014 90006 90016 90003 Sale of Agrarian Business in Russia 90004 90003 Searching for the farms, processing and manufacturing enterprises tailored to customer’s needs.Purchase and sales transactions support. 90011 Read 90004 90011 90014 90006 90025 90003 Creation of Agrarian Business in Russia 90004 90003 Creation of manufacturing ventures or processing companies. Trust assets management. 90011 Read 90004 90011 90014 90033 90005 90006 90036 90003 Support for Import and Export of Agricultural Products 90004 90003 Assistance in creating a marketing network for your products. Vendor arrangement and control of Russian agricultural products.90011 Read 90004 90011 90014 90006 90045 90003 Marketing Services 90004 90003 Russian agricultural market status reporting. Development of agrarian business plans. 90011 Read 90004 90011 90014 90006 90054 90003 Legal Services 90004 90003 Legal business counseling in Russia. Protection of property rights of foreign citizens. 90011 Read 90004 90011 90014 90033 90003 Experts of our company offer the foreign citizens a full range of services for the purchase and sale of land in Russia.You will save more than you pay! 90004 90005 90006 Land for farm animal production and agriculturally used areas; 90014 90006 Land for residential construction, warehousing and processing of agricultural products; 90014 90006 Simultaneous purchase of small land plots from several owners in order to form large tracts of land; 90014 90006 Search for investment land plots. Managing investment assets; 90014 90006 Advices on the choice of the region, pricing and effective area of ​​plots; 90014 90006 Checking a land for the presence of pledges, charges and land disputes; 90014 90006 Legal support of sales transactions.Protection of property rights of foreign citizens. 90014 90033 90003 We will help you find the existing business you need, conduct its audit, achieve the best price and issue a purchase and consummate the purchase and sale transaction. 90004 90005 90006 Operating cattle farms; 90014 90006 Growers of agricultural produces; 90014 90006 Farm product processors; 90014 90006 Redemption of shares in the high-impact business. 90014 90033 90093 90003 We will create an agricultural, manufacturing or trading company for your needs.We will render assistance in engagement of staff, the purchase of equipment and start-up of business. 90004 90005 90006 Crop plants production; 90014 90006 Cattle farms; 90014 90006 Growing and processing of medicinal plants; 90014 90006 Farm product processing; 90014 90006 Engrossment of farm products for export from Russia; 90014 90006 Creating a marketing network for the importing and selling of your products in Russia; 90014 90006 Creation of agrotourism and ethno-tourism companies, as well as hunting entities.90014 90033 90003 Management of agricultural enterprises, the development of your business and protection of property rights of the foreign citizens. 90004 90114 90005 90006 Analysis of the possibilities for the sale of your goods for the farming industry in Russia; 90014 90006 Legal support for the procurements of farm products to Russia; 90014 90006 Creating a marketing network for your products; 90014 90006 Ensuring the procurement of farm products in Russia.Preparation the proper documentation for the export of goods. Logistics. Forwarding of goods for export. 90014 90033 90005 90006 Report generation on individual industries of Russian agriculture; 90014 90006 Analysis of pricing and market potential; 90014 90006 Development of business plans for the setting up of agrarian business in Russia, obtaining loans and the state support. 90014 90033 90005 90006 Legal support of your business in Russia; 90014 90006 Registration of agricultural and commercial enterprises; 90014 90006 Creation of a database of contracts for conduct of business; 90014 90006 Conduct of negotiations and formation of contracts on your terms and on your behalf; 90014 90006 Legal representation in courts and government agencies; 90014 90006 Protection of property rights of foreign citizens.90014 90033 90147 90011 Do You know: 90005 90006 Tax for agricultural companies in Russia only 6%; 90014 90006 The cost of 1 hectare of fertile land at wholesale purchase (with our help) can be below $ 250; 90014 90006 More than 20% of agricultural land in Central Russia belongs to foreign investors; 90014 90006 Russia ranks second in the world after the US in the number of migrants coming; 90014 90006 Profitability of agricultural business above 30% per annum.90014 90033 90011 .90000 Agribusiness Division | Agricultural Development Bank 90001 90002 The main focus of Agricultural Development bank (ADB) since its inception in 1965 has been the provision of credit facilities for the development and modernization of agriculture and allied industries. It is estimated that ADB is currently responsible for about 85% of institutional credit to agricultural sector. 90003 90002 The Agribusiness Division is made up of two departments namely the Agricultural Value Chain and the Agricultural Services Department.90003 90002 The Agricultural Value Chain Department focuses on deepening financing to the primary production sector, focusing on developing viable value chains and the Agricultural Services Department provides financial inter-mediation to the agro-marketing, agro-processing and agricultural support sub-sectors such as inputs distribution as well as agricultural — related infrastructure. 90003 90008 Classification Of Agricultural Facilities 90009 90002 Agricultural facilities are classified based on the following: 90003 90012 90013 Size of loan 90014 90013 Status of the borrower eg.Group loans, individuals, Limited Liability Company 90014 90013 Type of project or scheme 90014 90013 Purpose of loan 90014 90013 Source of funding 90014 90023 90008 Tenor of Facilities 90009 90002 The tenor of agricultural loans granted by ADB depends on the project type and thereby on such features as the cash flow, capital outlay and project maturity. 90003 90002 Based on the expected life of the project or activity the credit may be classified into three as follows 90003 90012 90013 Short-term loan: Typically granted as working capital to meet production, transportation and marketing of agricultural produce.The period for short term loans is up to 18 months 90014 90013 Medium-term loan: Granted for such purposes as the purchase of farm equipment, raising of livestock and processing equipment. The period for medium term loans is between 18 to 36 months. 90014 90013 Long-term loan: Made for new and existing projects which require heavy capital outlay and / or long gestation periods, such as the establishment of plantations or cattle ranches etc. The period for long term loans is typically between 36 months and 84 months.90014 90023 90008 Requirement for Loan 90009 90002 Requirements for credit vary from one category of borrowers to another. However the following requirements apply to all categories 90003 90012 90013 Submission of business proposal 90014 90013 Opening of account with the Bank 90014 90013 Details of account operation with other financial institutions. 90014 90013 Evidence of managerial capability to handle project. 90014 90013 Evidence that project is not environmentally harmful 90014 90013 Evidence that project can generate adequate cash flows to support repayment of facility.90014 90013 Provision of security acceptable to the Bank 90014 90023 90008 Forms of credit disbursement 90009 90012 90013 Non-cash disbursement: The bank may disburse in kind or by making payment on behalf of the beneficiary customer according to the invoices submitted 90014 90013 Cash disbursement: Credit is given outright to the beneficiary to finance the approved activity. 90014 90023 90008 Loan-making procedure and approval 90009 90002 Applicants are advised to observe the three steps involved in the processing of loan requests.90003 90012 90013 All applications for financial assistance should be directed to the Branch where the applicant’s account is held or a branch near the project site. On receipt of a request for loan, a relationship manager or credit officer will contact the applicant for further discussions. 90014 90013 The credit officer or relationship manager will verify the information furnished by the applicant. In all cases the project site may be visited to assemble the necessary data required to analyse the project.90014 90013 After the project has been analyzed and found viable, the credit officer or relationship manager finally prepares a credit report and submits it to the appropriate approval authority 90014 90023 90008 Security 90009 90002 In all cases, the applicant will be required o provide security and / or collateral for the loan. These may take several forms, depending on the terms and conditions, nature and size of the facility granted. 90003 90012 90013 Cash collateral in blocked account 90014 90013 Group executive guarantee 90014 90013 Personal guarantee 90014 90013 Stocks, bonds and bills 90014 90013 Life policies 90014 90013 Indemnities 90014 90013 Landed properties 90014 90013 Assignments 90014 90023 90008 Execution of Documents 90009 90002 To give legal backing to the agreement reached with the prospective customer, the following documents, among others, are duly executed between the Bank and the applicant.90003 90012 90013 Heads of Agreement 90014 90013 Contract of Indemnity 90014 90013 Promissory Notes 90014 90013 Mortgage deeds and other legal documents assessed on the basis of the total amounts involved. 90014 90023 90008 Who should approach ADB for assistance? 90009 90002 Any individual, group or limited liability company with a viable project should contact ADB for assistance 90003 90008 When to approach the bank? 90009 90012 90013 Since most agricultural projects are time bound we advise that customers seeking financing should approach the Bank early.90014 90013 Customers can also approach the Bank during the project conception stage for advice. 90014 90023 90002 90127 Contact Us 90128 90003 90002 3rd Floor 90131 Accra Financial Centre 90131 P.O.Box 4191, Accra, Ghana 90131 Tel: 0302 210 210 90131 Fax: 0302 686 662 90003 90002 Email: [email protected] 90003 .

Отправить ответ

avatar
  Подписаться  
Уведомление о